401(k) Services
YOUR SUCCESS IS OUR SUCCESS
As a business owner, being able to offer a retirement plan can be a crucial ingredient in attracting and retaining employees. However, along with that benefit comes the responsibility for evaluating and managing the investment decisions for the plan assets. It’s important to protect yourself by following stringent fiduciary standards of objectivity. You need impartial evaluation of your asset allocation, investment opportunities and portfolio construction, while at the same time minimizing fees and eliminating extraneous costs.
Hamilton Wealth Advisors offer an array of retirement plan services for business owners. Whether you are just starting up, or you have employees nationwide, we have the expertise and resources to meet your company’s needs.
401(k) and Profit Sharing Plan Consulting Services
Fund Performance Reviews and Comparisons
Investment Committee Oversight
Fiduciary Services
Plan Design
Employee Education Programs
Personalized 401(k) Solutions
Every service we provide has one primary purpose – to help advance our client’s individual financial goals. Your specific objectives help us construct a portfolio tailored to meet your needs. Before selecting any assets for your portfolio, we undergo a thorough discovery process to understand your desired returns, income needed to support your current lifestyle, future liabilities, desired liquidity, tolerance for risk (including possible loss) and other important factors.
At Hamilton Wealth Advisors, your private wealth advisory team is composed of individuals whose core competencies are focused on investing and financial planning and who are dedicated to YOU and YOUR success.
Consistent Communication
In addition to yearly in-person meetings, our teams are available to talk or meet. Our advisors maintain regular and close communication with clients to regularly evaluate how changing life circumstances might inform your asset allocation or investment management strategy.
Personalized Education
We adapt to your investment knowledge and your preference for involvement. Would you like a hands-on approach, overseeing every decision? Or prefer us to handle everything, giving you regular updates? Or maybe something in between? We'll operate in the manner that suits you best.
Integrated Implementation
We do not believe it is enough to simply advise a client. We believe in helping them execute on the recommendation by either working with a client’s existing team of professionals or coordinating with in-house specialists for tax, legal or insurance needs.
We Take Our Fiduciary Obligations Seriously
Some advisors are “dually registered.” This means they act like fiduciaries sometimes and investment brokers other times. It also means their compensation for investment advice can be tied to commissions, kickbacks or other ways that may not reflect your best interests. Other advisors are fiduciaries but have created their own financial products they then include in their clients’ portfolios. And some advisors have a built-in conflict of interest – they charge a fee to manage a portfolio, then recommend a product that pays them yet another fee.
Here at Hamilton Wealth Advisors, you will know exactly how we are paid for our investment advice. We serve as a fiduciary on your investments in all cases, which means we are legally committed to only providing advice that is in your best interest. We have no proprietary products, and we never receive compensation from third parties for our investment advice.
401(k) Planning
FREQUENTLY ASKED QUESTIONS
What is the significance of following stringent fiduciary standards in managing retirement plan assets, and how does Hamilton Wealth Advisors ensure this objectivity?
Fiduciary standards are paramount when managing retirement plan assets, as they entail a legal obligation to act solely in the best interests of plan participants and beneficiaries. Hamilton Wealth Advisors maintains objectivity by conducting impartial evaluations of asset allocation, investment opportunities, and portfolio construction. We also focus on minimizing fees and eliminating extraneous costs to protect business owners from potential liabilities associated with fiduciary responsibilities.
How does Hamilton Wealth Advisors tailor its retirement plan services to meet the diverse needs of businesses, whether they are startups or have a nationwide employee base?
Hamilton Wealth Advisors offers a comprehensive range of retirement plan services designed to cater to businesses of all sizes and stages. We leverage our expertise and resources to provide customized solutions that align with the specific needs of each business, whether they are just starting or have a national presence. Our approach remains consistent, utilizing strategies honed over multiple market cycles to help employees achieve financial independence.
What distinguishes Hamilton Wealth Advisors as a fiduciary, and how do you ensure that business owners are shielded from legal responsibilities related to retirement plan costs and performance?
Hamilton Wealth Advisors stands out as a fiduciary by committing to act in the best interests of our clients at all times. We help protect business owners from the legal responsibilities associated with retirement plan management by offering services such as 401(k) and Profit Sharing Plan Consulting, Fund Performance Reviews, Investment Committee Oversight, Fiduciary Services, Plan Design, and Employee Education Programs. This comprehensive approach ensures compliance with fiduciary standards while enhancing plan performance.
What sets Hamilton Wealth Advisors apart from advisors who may have conflicting interests or complex compensation structures, and how is your firm compensated for investment advice?
Hamilton Wealth Advisors distinguishes itself by serving as a fiduciary on all investments, consistently putting clients’ best interests first. We maintain full transparency in our compensation structure. We do not have proprietary financial products, nor do we receive compensation from third parties for investment advice. Our commitment is to provide unbiased advice that aligns solely with your financial goals, ensuring that your interests are at the forefront of our decision-making process.
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